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5 Beds
4 Baths
4,496 sqft

$1,695,000

3157 N CANAL DR, PALM HARBOR FL, 34684

Price per sqft$377.00
Built in1988
Property size4,496 sqft
Property typeResidential
Courtesy of PREMIER COMMUNITY REALTY INC, Brett Schroder  Listing Contact: 727-808-1288

Overview

Active

Listed Oct 1, 2026

Updated 40h ago

LAKE TARPON LUXURY WATERFRONT LIVING Wake up steps from your private dock, launch your boat from your backyard, and spend the day exploring one of Tampa Bay's most sought-after freshwater lakes. Positioned along a protected canal with direct access to Lake Tarpon, this exceptional waterfront residence delivers the lifestyle buyers seek: boating, entertaining, multigenerational living, and year-round outdoor enjoyment. Designed for both everyday living and memorable gatherings, the home offers nearly 4,500 square feet of thoughtfully updated space, featuring 5 bedrooms, 3.5 baths, soaring ceilings, a dramatic three-story foyer, expansive living areas, two full kitchens, two laundry rooms, and a private first-floor guest or in-law suite with close-off pocket door access. The oversized 3-car garage includes a dedicated 10' x 10' storage room and extensive built-in shelving. Outdoor living is at the heart of this property. Enjoy the screened pool enclosure, waterfront entertaining areas, and a fully refurbished private dock with covered lifts and direct boating access to Lake Tarpon. Whether you're hosting family and friends, fishing at sunrise, or taking an evening cruise, the waterfront lifestyle begins the moment you step outside. Beyond its lifestyle appeal, this home benefits from significant capital investments that dramatically reduce future ownership costs and contribute to exceptional long-term value: • New Roof (2021) • Three New HVAC Systems (2023) • Complete Hardie Board ColorPlus Exterior Upgrade Over Full House Wrap (2019) • Windows and Pool-Deck Sliding Doors Replaced (2019) • Refurbished Private Dock with Davits and Covered Lifts (2023) These major improvements enhance durability, energy efficiency, insurance appeal, storm resilience, and overall peace of mind, creating true turn-key ownership. Additional advantages include NO HOA FEES, NO DEED RESTRICTIONS, and NO FLOOD INSURANCE REQUIREMENT (per LOMA documentation). The home may also be purchased fully furnished, offering a seamless transition into one of Palm Harbor's most desirable waterfront communities. 360° Virtual Tour, Interactive Floor Plan, and Video Walkthrough Available.

$11,277/mo

Est. mortgage payment based on a $1,695,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
TB8553882

Interior Features

Bedrooms
5
Bathrooms
4
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.15 Acres

Other Property Details

Taxes
$7,913
Tax Frequency
Annually
Association Fee Frequency
Monthly
Garage
Yes
Municipality
27
Furnished
Yes
Pool
Yes
Waterfront
Yes
55+/Senior Community
No

Listings courtesy of Stellar MLS as distributed by MLS GRID

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Julie Shaw shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Properties displayed may be listed or sold by various participants in the MLS. 

Based on information submitted to the MLS GRID as of 6:39 PM UTC on 11/10/2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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